Comprehensive and personalized guidance for pilots and airline professionals navigating complex retirement plans, pensions, and benefits, integrated into a simple wealth strategy.

The career at an airline comes with unique opportunities and challenges. From complex defined contribution plans, company matching, pension decisions, the gap between retirement and social security, and healthcare decisions there are so many moving pieces to coordinate throughout a career that is already constantly on the go.

We help airline professionals build a comprehensive financial plan that aligns with their goals, years of service, and vision for retirement. Whether retirement is just around the corner or decades away, we help you understand where you stand today and identify steps that can help you achieve the life you’ve worked so hard to build.

Successful investing is more than simply maxing your retirement plan contributions. It requires thoughtful planning to create a tax-efficient investment strategy that supports your goals today and down the road. Between employer-sponsored retirement plans, brokerage accounts, and a variety of savings vehicles, it’s important to ensure your investments are working together towards a common objective.

We help you to personalize portfolios strategies by keeping in mind your goals, risk tolerance, and timeline so you can focus on what is important to you.

Tax planning is more than minimizing this year’s tax bill. It’s understanding how today’s decisions may impact your lifetime tax bill and identifying opportunities that align with your unique career path.

Airline professionals face planning opportunities that are uncommon in other professions. From managing side income with portfolio income to navigating the years between retirement and social security, thoughtful tax planning can have an outsized impact on long term outcomes.

Risk means something different when your career depends on maintaining a medical certificate, changing mandatory retirement ages, and industry downturns. Risk becomes more than just insurance. It’s preparing for uncertainties and building a financial plan to weather the toughest storms. We help you evaluate potential risks and create strategies designed to protect families, careers, and long-term financial goals.

Retirement is more than a financial decision. For airline professionals, it means transitioning away from a career, schedule, and profession deeply engrained in their way of life. Decisions surrounding pension elections, retirement account withdrawals, healthcare coverage, social security timing, and creating a sustainable income strategy all become increasingly important as retirement approaches. At the same time, a mandatory retirement age creates a clear gap between retirement and other sources of income.

We help you and your family to bridge this gap by coordinating retirement, tax planning and long-term financial goals to ensure you’re ready for the next chapter with confidence.

No, not every pilot needs a financial advisor, but many pilots face financial decisions that are unique to the profession. From mandatory retirement, airline specific retirement plans, and loss of medical risk, there are many complex challenges that don’t exist in other careers. A financial advisor can help coordinate retirement planning, investments, taxes, insurance, and estate planning into a single strategy designed around you goals. At Ride Wealth Partners, we have experience with these challenges and creating solutions unique to the aviation industry.

Just like in the cockpit, pre-flight doesn’t come while rolling down the runway. Successful retirements are planned years before a pilot’s final flight. Preparation often includes maximizing retirement plan contributions, building assets outside retirement plans, and evaluating social security options.

Retirement also goes beyond finance. Understanding healthcare options domestically and abroad is important to factor in prior to retirement. The goal is to create a plan for what comes after that retirement flight.

The timing of social security and Medicare have a meaningful impact on retirement income and healthcare costs. Pilots often retire from the airlines before claiming social security benefits, so tax and income planning prior to these gap years are critical.

For those pilots that have pension benefits, there are a number of important factors to take into consideration. The key is understanding how pensions interact with social security, retirement accounts, and healthcare expenses. Some pilots also face important decisions regarding pension payouts and survivor benefits. These are all things that should be thought about together to paint a complete picture in retirement

One of the most common mistakes is waiting too long to begin retirement planning. Just like in the cockpit, the best approach is always the one where you can evaluate the variables, complete your checklists, and make sure you hit the pavement with lots of runway left. We take the same approach to your retirement planning.